700-799 Credit Score Personal Loans
Compare 700 to 799 credit score personal loan offers up to $50K from our top lending partners. It takes less than 60 seconds to see personalized loan options with no impact on your credit score.
There were more loan options to choose from than I was expecting. Who knew obtaining home remodel financing could be so easy!
– Ann S.
Using our platform to compare personal loan options that can be used for home improvement projects is a smart financial decision. Our website is protected by SSL, which keeps your browser connection with us encrypted to help prevent criminals from reading your information.
When you only go to your local bank or credit union to seek a personal loan, you will severely limit the number of products you see. Use our website to compare multiple personal loan options from top online lenders and get matched with the best lending partners meeting your criteria.
We don’t verify your finances when using our website and financial-matching technology. Instead, our tools help you analyze the best personal loan offers based on the information you provide us. When you leave our site to get prequalified, our partners will usually perform a soft credit inquiry, and then verify your full credit report using a hard pull after you officially apply for a loan.
APRfinder has served individuals and businesses for over a decade and responds to support requests as quickly as possible. We also don’t sell your information to other companies. Instead, we provide resources and tools to help you make smarter borrowing decisions. We only make a commission when you click through a partner link and take an action such as applying for or receiving a loan.
Compare Low APR Lenders and Loan Options. Apply for a 700-799 Personal Loan Online.
Personal Loans for Good Credit Scores Ranging from 700 to 799
When you have a 700 to 799 credit score it should be fairly easy to get approved for an unsecured personal loan. That’s as long as you meet other lender requirements such as a decent debt-to-income ratio too. Approval can never be guaranteed ahead of time though.
While most personal loan lenders are willing to lend to people with good credit scores, you might need to improve yours slightly to obtain the absolute best terms. Especially if you are on the lower end of the 700-799 credit score range, which may be considered slightly below average depending on the credit scoring model used.
If for some reason our partners can’t approve you in your current financial situation and you need a loan this instant, you could try a quick search of the Internet for no-credit-check installment loans, using a credit card, finding a local payday lender, or looking into secured lending options such as a car title loan and home equity products.
Obtain a 700-799 personal loan fast when you apply online.
Most reputable lenders work with people with good to excellent credit scores.
Compare Rates From Top Lending Partners
Answers to Your Personal Loan Questions
What is an unsecured personal loan?
An unsecured personal loan is money borrowed from a bank, credit union, or another lender, not secured by property such as a home or vehicle. All funds are issued at once and paid back over time with set monthly payments. Most of our lending partners provide access to unsecured personal loans. However, there may be instances where a personal loan that has to be secured with collateral is offered.
What can I use a personal loan for?
Personal loans can be used to finance most personal, family, household, and business purposes. That could include paying for small and large home improvement projects, paying off credit cards, consolidating debt, educational expenses, financing a vacation, medical expenses, moving, buying a car, a wedding, or something else. However, some lenders might not allow you to use the funds to purchase real estate, pay for business expenses, make investments, or for other uncommon uses. Be sure to check with your lender before fully applying.
How much money can I borrow?
Most lenders in our network provide personal loans from $1,000 to $50,000. However, you may be able to find a company willing to lend you as low as $100, and up to $100,000 or more.
Do personal loans have a fixed or variable interest rate?
The majority of personal loans offered through our network of providers come with a fixed interest rate and monthly payments.
How long does it take to receive funds?
Many lenders will require you to have a bank account available for them to deposit your funds. Once you have accepted your final loan offer, you may receive funds in a checking or savings account the same day it’s finalized. Typically, you will receive the money in your account on the next business day. However, some credit unions and banks can take up to three days to process funding into your account. Otherwise, receiving a check could take up to a week.
How long do I have to pay back my loan?
Personal loans from our partners will typically need to be paid back in one to seven years. You can select an offer from the available loan options and request terms that best fit your needs, but each lender may require specific repayment terms to get you approved.
Will checking my rate affect my credit score?
Most initial rate checks will only perform a soft credit inquiry and won’t impact your credit score. However, if you accept your rate and proceed with a formal application, the company will eventually make a hard credit inquiry to verify your information and finalize the loan. We do not check your credit when matching you with lenders on our site.
What People Are Saying!
There were more loan options to choose from than I was expecting. Who knew obtaining home remodel financing could be so easy!
– Ann S.
I didn’t realize how little interest I would pay using a low-interest rate personal loan rather than my credit card. Thanks!
– Sarah L.
Connecting with a home improvement personal loan lender through APR finder is as easy as 1-2-3!
– Mike M.
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This page applies to borrowers with one of the following credit scores: 700, 701, 702, 703, 704, 705, 706, 707, 708, 709, 710, 711, 712, 713, 714, 715, 716, 717, 718, 719, 720, 721, 722, 723, 724, 725, 726, 727, 728, 729, 730, 731, 732, 733, 734, 735, 736, 737, 738, 739, 740, 741, 742, 743, 744, 745, 746, 747, 748, 749, 750, 751, 752, 753, 754, 755, 756, 757, 758, 759, 760, 761, 762, 763, 764, 765, 766, 767, 768, 769, 770, 771, 772, 773, 774, 775, 776, 777, 778, 779, 780, 781, 782, 783, 784, 785, 786, 787, 788, 789, 790, 791, 792, 793, 794, 795, 796, 797, 798, 799.