$1,000 Personal Loans
Compare all $1K personal loan offers from our top lending partners. Or take less than 60 seconds to see personalized $1,000 loan options without impacting your credit score.
I didn’t realize how little interest I would pay using a low-interest rate personal loan rather than my credit card. Thanks!
– Sarah L.
Using our platform to compare personal loan options that can be used for home improvement projects is a smart financial decision. Our website is protected by SSL, which keeps your browser connection with us encrypted to help prevent criminals from reading your information.
When you only go to your local bank or credit union to seek a personal loan, you will severely limit the number of products you see. Use our website to compare multiple personal loan options from top online lenders and get matched with the best lending partners meeting your criteria.
We don’t verify your finances when using our website and financial-matching technology. Instead, our tools help you analyze the best personal loan offers based on the information you provide us. When you leave our site to get prequalified, our partners will usually perform a soft credit inquiry, and then verify your full credit report using a hard pull after you officially apply for a loan.
APRfinder has served individuals and businesses for over a decade and responds to support requests as quickly as possible. We also don’t sell your information to other companies. Instead, we provide resources and tools to help you make smarter borrowing decisions. We only make a commission when you click through a partner link and take an action such as applying for or receiving a loan.
Compare low APR lenders and loan options, then apply for a $1,000 personal loan online.
$1K Personal Loans for Bad Credit and Good Credit Scores
Obtaining a $1,000 personal loan can be a struggle when you have poor credit. However, it’s not impossible to get a $1K loan with a low credit score. We work with numerous lenders that strive to help more people obtain low-cost credit when they need it. Some of our lending partners also offer $1,000 personal loans to people with bad credit.
On the other hand, receiving quick approval for a $1K personal loan is much easier when you have a great credit score. Borrowers with good, great, and excellent scores will have the most options to choose from and are far more likely to receive instant approval.
$1,000 loans are almost guaranteed for people with little debt, a solid income, and pristine credit. These borrowers will also receive the best terms and the lowest interest rate on a one-thousand-dollar personal loan.
Obtain a $1,000 personal loan fast when you apply online.
Some reputable lenders work with all types of credit for $1K loans.
Compare Rates From Top Lending Partners
Answers to Your Personal Loan Questions
What is an unsecured personal loan?
An unsecured personal loan is money borrowed from a bank, credit union, or another lender, not secured by property such as a home or vehicle. All funds are issued at once and paid back over time with set monthly payments. Most of our lending partners provide access to unsecured personal loans. However, there may be instances where a personal loan that has to be secured with collateral is offered.
What can I use a personal loan for?
Personal loans can be used to finance most personal, family, household, and business purposes. That could include paying for small and large home improvement projects, paying off credit cards, consolidating debt, educational expenses, financing a vacation, medical expenses, moving, buying a car, a wedding, or something else. However, some lenders might not allow you to use the funds to purchase real estate, pay for business expenses, make investments, or for other uncommon uses. Be sure to check with your lender before fully applying.
How much money can I borrow?
Most lenders in our network provide personal loans from $1,000 to $50,000. However, you may be able to find a company willing to lend you as low as $100, and up to $100,000 or more.
Do personal loans have a fixed or variable interest rate?
The majority of personal loans offered through our network of providers come with a fixed interest rate and monthly payments.
How long does it take to receive funds?
Many lenders will require you to have a bank account available for them to deposit your funds. Once you have accepted your final loan offer, you may receive funds in a checking or savings account the same day it’s finalized. Typically, you will receive the money in your account on the next business day. However, some credit unions and banks can take up to three days to process funding into your account. Otherwise, receiving a check could take up to a week.
How long do I have to pay back my loan?
Personal loans from our partners will typically need to be paid back in one to seven years. You can select an offer from the available loan options and request terms that best fit your needs, but each lender may require specific repayment terms to get you approved.
Will checking my rate affect my credit score?
Most initial rate checks will only perform a soft credit inquiry and won’t impact your credit score. However, if you accept your rate and proceed with a formal application, the company will eventually make a hard credit inquiry to verify your information and finalize the loan. We do not check your credit when matching you with lenders on our site.
What People Are Saying!
There were more loan options to choose from than I was expecting. Who knew obtaining home remodel financing could be so easy!
– Ann S.
I didn’t realize how little interest I would pay using a low-interest rate personal loan rather than my credit card. Thanks!
– Sarah L.
Connecting with a home improvement personal loan lender through APR finder is as easy as 1-2-3!
– Mike M.
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