Headquartered in San Francisco, California, Upgrade is a personal lending platform offering loans to qualified borrowers online. With a recent start in 2016, Upgrade has quickly grown into a leading financial services company for those looking for easier access to credit.
Through the online lending platform, borrowers can request a credit card line, auto refinance, and personal, unsecured loan between $1,000 and $50,000, with a fixed repayment term, set interest rate, and predictable monthly payments.
The online lender has offices in Atlanta, Orange County, Montreal, San Francisco, and Phoenix, although all loan applications and funding are done electronically. Cross River Bank funds most of Upgrades home improvement personal loans and the majority of other products are also serviced by the bank in the states it serves.
You can contact Upgrade through its mailing address, by calling a customer service representative at 1-844-319-3909, or through the company’s website online.
CUSTOMER SERVICE PHONE: 844-319-3909
TOLL-FREE: 855-997-3100
FAX NUMBER:
EMAIL ADDRESS: [email protected]
MAILING ADDRESS:
Upgrade Inc.
2 North Central Ave, Floor 10
Phoenix, AZ 85004
CHECK MAILING ADDRESS:
Upgrade, Inc.
Lbx#452210
P.O. Box 52210
Phoenix, AZ 85072-2210
CORPORATE ADDRESS:
Upgrade Inc.
275 Battery St, Ste 2300
San Francisco, CA 94111
Routing# and FDIC Cert# Related to Upgrade’s Major Lending Partner, Cross River Bank
ROUTING NUMBER: 021214891 (Cross River Bank)
FDIC CERTIFICATE: 58410 (Cross River Bank)
Upgrade also partners with many other lenders, but we included Cross River Bank’s information here because it is one of Upgrade’s most used lending partners. It is recommended you contact your lender directly to verify the correct routing number for your needs.
NMLS ID: 1548935
STATES: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.
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