Personal finance articles on the APR finder blog.
Spring break and summertime are often busy for kids and their parents with camps and other non-school activities filling the long days. One way to pass the time is to add a financial lesson to the mix that gets the children engaged in the entrepreneurial spirit early on in life by opening a neighborhood lemonade
Loyalty reward programs have been used for decades to entice customers to shop at a specific store. Rewards include receiving discounts on current or future purchases, cash back on some or all purchases, or points that can be redeemed in a variety of ways. You might call these first-party rewards programs. Programs such as Starbucks
Well, it’s your favorite time of the year – tax season! Haha. Just kidding, I know it’s Take Your Dog to Work Day (TYDTWD). Sorry, around this time of the year I start to go crazy. It’s because of the long cold stretches here in Eastern Washington. The nearby golf courses are still closed, and
There was a time when travel, specifically hitting the skies, was reserved for the well-to-do. As increased demand from consumers led to greater supply, the need for amassed riches to get out of dodge toned down drastically. However, traveling by land, sky, or sea comes with other challenges above and beyond the cost considerations alone.
Using actual dollars and cents is far less common today than it was a decade ago. Not many people carry around metal coins and paper bills to cover their spending needs on a daily basis. That’s because a plastic – or metal – card is far easier to use on the fly. Now, most retailers
It’s common for parents and grandparents to want to step in and help their children or children’s children on the financial front. Sometimes this means contributing toward a college savings account, opening an investment fund, or simply establishing a bank account in the child or grandchild’s name. Offering some type of savings to youth is
Regardless of whether interest rates are increasing or decreasing, savers should not expect traditional banks and credit unions to offer high-yield annual percentage yields (APY) on conventional savings accounts. Fortunately, for those who want to earn a little more without taking on the risk of an investment, online savings provide more bang for your saved
With each new year comes the perfect opportunity to reflect on the progress of your financial life and create actionable goals for the 12 months ahead. While most people focus on saving more money and paying down debt, others place importance on shifting behaviors around money management and increasing their income in an attempt to
In past years, it seemed as though news of a major company’s data breach was announced every other day. Personal identifying information, including payment details, online preferences, usernames and passwords, and even passport details were all compromised throughout the last twelve months. As unfortunate as these breakdowns in security are for businesses, they can wreak
Managing money presents challenges for many individuals, primarily when little to no education is provided on financial literacy throughout childhood or as an adult. Personal financial management may be even more difficult to champion for those struggling with mental health concerns. Several obstacles can complicate one’s financial picture, from problems with executive functioning and memory