Credit

Like personal credit, businesses establish credit profiles, histories, and scores over time. A business credit score is as important as an individual’s credit information, given that companies need to be able to show outside investors and potential lenders they have a track record of paying their bills on time and in full. When business credit

In an era where identity theft and fraudulent credit activity are prevalent, it is imperative that consumers have security tools to keep their financial lives protected. Luckily, the three major credit bureaus – Equifax, Experian, and TransUnion – along with the federal government have implemented steps that consumers can take to help safeguard their personal information. The

Being responsible with money doesn’t come naturally to everyone. Mistakes are made, especially early on in life. That could include overextending yourself when it comes to purchases made on credit, missed or late payments causing your interest rates to go up, and ignoring missteps to the point they get you deep into debt. Additionally, things

The three major consumer credit bureaus in the United States are Experian, TransUnion, and Equifax. There are several reasons why you might need to contact one of these companies. However, they don’t make it easy to get in touch with someone over the telephone. That’s the main reason we’ve compiled this list of telephone numbers

It can get old hearing about the importance of fiscal responsibility and maintaining healthy credit scores, even if you have a love of personal finance. But for this round of financial literacy, take a deep breath and relax. We will cover what FICO credit scores are and how to use this information to increase your

With the seemingly endless array of credit card options available, it can be difficult to decide which credit card is the best for you. Banks, credit unions, networks, retailers, national credit card companies, and others, all issue credit cards with a variety of benefits and perks. From airline miles and cash-back rewards to concierge services,

Several factors affect your credit report and score. Some negative-seeming items are inevitable; for example, applying for any line of credit gives reason for finance companies to look closer at the report. But why? Everyone has to start somewhere, and most people pay an occasional bill late, so what’s the point of deeming these items

FICO, the most commonly used credit score by lenders and creditors, has been around since 1989. Since that time, the credit scoring company has developed and implemented several iterations of the FICO credit score, many of which are still used in evaluating credit applications today. As consumer behaviors change and lending requirements shift, so do