MelissaLike personal credit, businesses establish credit profiles, histories, and scores over time. A business credit score is as important as an individual’s credit information, given that companies need to be able to show outside investors and potential lenders they have a track record of paying their bills on time and in full. When business credit
In an era where identity theft and fraudulent credit activity are prevalent, it is imperative that consumers have security tools to keep their financial lives protected. Luckily, the three major credit bureaus – Equifax, Experian, and TransUnion – along with the federal government have implemented steps that consumers can take to help safeguard their personal information. The
There was a time when travel, specifically hitting the skies, was reserved for the well-to-do. As increased demand from consumers led to greater supply, the need for amassed riches to get out of dodge toned down drastically. However, traveling by land, sky, or sea comes with other challenges above and beyond the cost considerations alone.
Being responsible with money doesn’t come naturally to everyone. Mistakes are made, especially early on in life. That could include overextending yourself when it comes to purchases made on credit, missed or late payments causing your interest rates to go up, and ignoring missteps to the point they get you deep into debt. Additionally, things
Personal loans can be used for a variety of financial needs, from debt consolidation to paying off taxes, home improvement, or financing a major purchase, securing a fixed-rate loan with a predictable monthly payment can be more cost-effective than a double-digit interest-rate credit card. Several lenders offer personal loans, including credit unions and traditional banks.
Although buying a home is a concrete part of the American dream for most adults, owning land as part of an investment strategy or wealth-building plan is becoming more popular. Having a small, untouched piece of property holds quite a bit of potential for building a home in the future, farming, or starting another business.
There are several reasons a prospective homebuyer may consider purchasing a mobile home as opposed to a traditional, single-family home. Mobile homes are portable, making them a breeze to relocate to a different city or state, and they are considerably less expensive even when adding in the cost of the land on which they sit.
In the housing world, there are a handful of options for prospective home buyers that differ from the conventional stand-alone, single-family residence. Mobile homes and manufactured homes (formerly mobile homes) are two distinct alternatives that appeal to many buyers given how they are structured, their price, and the potential for moving easily. When looking to
Using actual dollars and cents is far less common today than it was a decade ago. Not many people carry around metal coins and paper bills to cover their spending needs on a daily basis. That’s because a plastic – or metal – card is far easier to use on the fly. Now, most retailers
It’s common for parents and grandparents to want to step in and help their children or children’s children on the financial front. Sometimes this means contributing toward a college savings account, opening an investment fund, or simply establishing a bank account in the child or grandchild’s name. Offering some type of savings to youth is