Owning a piece of land without a developed structure on it can be a smart financial move. Building on the property in the future may lead to your dream home or keeping it in the family to pass down from generation to generation may create your legacy. […]
By Wesley LeFebvre in Home Equity Loans
There was a time when travel, specifically hitting the skies, was reserved for the well-to-do. As increased demand from consumers led to greater supply, the need for amassed riches to get out of dodge toned down drastically. However, traveling by land, sky, or sea comes with other challenges above and beyond the cost considerations alone. […]
By Melissa in Personal Finance
Although buying a home is a concrete part of the American dream for most adults, owning land as part of an investment strategy or wealth-building plan is becoming more popular. Having a small, untouched piece of property holds quite a bit of potential for building a home in the future, farming, or starting another business. […]
By Melissa in Mortgage Lending
There are several reasons a prospective homebuyer may consider purchasing a mobile home as opposed to a traditional, single-family home. Mobile homes are portable, making them a breeze to relocate to a different city or state, and they are considerably less expensive even when adding in the cost of the land on which they sit. […]
By Melissa in Mortgage Lending
In the housing world, there are a handful of options for prospective home buyers that differ from the conventional stand-alone, single-family residence. Mobile homes and manufactured homes (formerly mobile homes) are two distinct alternatives that appeal to many buyers given how they are structured, their price, and the potential for moving easily. […]
By Melissa in Mortgage Lending
The three major consumer credit bureaus in the United States are Experian, TransUnion, and Equifax. There are several reasons why you might need to contact one of these companies. However, they don’t make it easy to get in touch with someone over the telephone. That’s the main reason we’ve compiled this list of telephone numbers – to help you get in touch with a human customer service representative. […]
By Wesley LeFebvre in Credit Monitoring
When it comes to seeking medical attention, people without regular doctors may automatically assume they need to go to the emergency room (ER). And while a visit to the hospital emergency department (ED) is absolutely warranted for real medical emergencies, a non-emergency visit could end up costing patients a small fortune. […]
By Wesley LeFebvre in Personal Finance
Using actual dollars and cents is far less common today than it was a decade ago. Not many people carry around metal coins and paper bills to cover their spending needs on a daily basis. That’s because a plastic – or metal – card is far easier to use on the fly. […]
By Melissa in Personal Finance
When it comes to applying for a new credit card or loan to fund business operations, lenders have a difficult time looking beyond financial blunders of the past. Your personal credit score is closely tied to your small business, which can make it tough to secure the funding you need quickly and affordably. Especially with traditional banks and credit unions. […]
By Melissa in Business Loans
Most businesses face the need for financing in one form or another to help fund business operations, ensure cash flow is positive, or take on a new project such as expansion. However, obtaining financing for a small business can be tough. […]
By Melissa in Business Loans